Research focus
Banking economics and banking law

The expertise of the working group members covers business administration (asset management, especially digital assets), economics (financial markets, especially financial market regulation) and law (supervisory, loan, credit security and insolvency law).

In the field of banking and banking law, we attach great importance to the transfer of knowledge and research findings into practice. This practical and knowledge transfer is crucial to ensure that enterprises can benefit from the latest findings and developments. An outstanding example of this is the Banking and Banking Law Workshop, which brings together experts from research, industry and regulatory authorities. Participants gain valuable insights, network and develop practical solutions. Such formats support the exchange of knowledge and help enterprises to respond better to changes in the financial markets and the legal framework.

The first workshop on the topic of banking and banking law took place on 13 October 2023.

The conference focussed on published research results and research in progress with the aim of transferring these to the region and at the same time assessing current developments in the fields of banking and banking law from an academic perspective.

The announcement of the conference can be found here.

The presenters:

Prof Dr Fridtjof Kopp from the Fulda University of Applied Sciences
The guarantor's claim against the bank for the return of the guarantee

Patrick Jackes from parcIT GmbH
Making sustainability risks measurable in banking practice

Torsten Leinweber (Member of the Executive Board, Raiffeisenbank im Fuldaer Land eG); Andreas Rolker (Head of Division, Hessian Ministry of Finance); Dr Conrad Ruppel (Partner, Ashurst LLP); Prof. Dr Kai-Oliver Maurer (facilitation)
Panel discussion "Regional banks in the tension between regulation and digitisation"

Dipl.-Kfm. Matthias Kretschmar from the Fulda University of Applied Sciences
Creating trust in banking

Dr Conrad Ruppel, LL.M from Ashurst LLP, partner in the working group
Crypto-regulation in the financial market: MiCA-VO & Co.

RiOLG Prof. Dr Dominik Skauradszun, LL.M. from Fulda University of Applied Sciences
Can banks admit electronic securities to secure their loans?

2026

• Skauradszun, Dominik/Kümpel, Jeremias, Insolvency Law, Omlor/Link (eds.), Cryptocurrencies and Tokens, 3rd ed. 2026, Chapter 8, pp. 388-440

2025

• Skauradszun, Dominik, Introduction (together with Linardatos), Commentary on Sections 28, 41-45 of the Crypto Markets Supervision Act (KMAG) (Supplementary provisions on reserve assets and the safeguarding of funds received; measures to improve capital adequacy; measures in the event of organisational defects; interim measures in the event of danger; insolvency; allocation of crypto assets held in custody, costs of segregation), Skauradszun/Linardatos (eds.), Handkommentar Kryptomärkteaufsichtsgesetz (HK-KMAG), NOMOS, Edition 2 from 01.12.2025, around 145 pages
• Skauradszun, Dominik/Kümpel, Jeremias, Individual questions on the drafting of loan agreements under the StaRUG, Zeitschrift für Wirtschaftsrecht (ZIP) 2025, pp. 2851-2863
• Skauradszun, Dominik/Böhning, Sebastian, Applicable Law in the Supply Chains of VCC Tokens, Blockchain and Climate Action (eds. Dominik Skauradszun, Walter Blocher, et al.), De Gruyter, 2025, pp. 151-178, open access
• Böhning, Sebastian/Skauradszun, Dominik, VCC Tokens' Civil Law - Ownership, Transfer and Liability under Union and German Law, Blockchain and Climate Action (eds. Dominik Skauradszun, Walter Blocher, et al.), De Gruyter, 2025, pp. 239-260, open access
• Dilek, Derwis/Omlor, Sebastian/Skauradszun, Dominik, A New Private International Law of Digital Assets, Rabels Zeitschrift für ausländisches und internationales Privatrecht (RabelsZ) 2025, online first
• Skauradszun, Dominik/Böhning, Sebastian/Kümpel, Jeremias, Proposals to strengthen the restructuring courts and to ensure effective legal protection in restructuring cases, Zeitschrift für Restrukturierung und Insolvenz (ZRI) 2025, pp. 617-623
• Skauradszun, Dominik/Böhning, Sebastian, Is the decision on the application for confirmation of the restructuring plan in public restructuring cases to be made public?, Neue Zeitschrift für Insolvenz- und Sanierungsrecht (NZI) 2025, pp. 577-581
• Skauradszun, Dominik, The Proper Procedure for the Enforcement of Money Claims in Digital AssetsDigital Assets in Enforcement and Insolvency (eds. Matthias Lehmann, Christian Koller), Hart Publishing, London 2025, 14 pages, 2025
• Skauradszun, Dominik, Introduction (together with Linardatos), Commentary on Sections 28, 41-45 of the Crypto Markets Supervision Act (KMAG) (Supplementary provisions on reserve assets and the safeguarding of funds received; measures to improve capital adequacy; measures in the event of organisational defects; interim measures in the event of danger; insolvency; allocation of crypto assets held in custody, costs of segregation)Skauradszun/Linardatos (eds.), Handkommentar Kryptomärkteaufsichtsgesetz (HK-KMAG), NOMOS, 1st ed. 2025, 143 pages, 2025
• Skauradszun, Dominik/Wrede, Clara, Die Einordnung des MiCAR-Sanierungs- und Rücktauschplans im europäischen und nationalen Sanierungs- und InsolvenzrechtTokenised Finance (ed. Omlor/Lübke), Mohr Siebeck, 2025, pp. 101-149, open access here, 2025
• Skauradszun, Dominik, Ambiguities regarding the latest date of registration for entry in the register of collective actions or withdrawal thereof pursuant to section 46 VDuGJuristische Rundschau (JR) 2025, aop here, 2025
• Skauradszun, Dominik, Introduction and commentary on sections 2-4, 60-66, 84-88 of the German Corporate Stabilisation and Restructuring Act (StaRUG)BeckOK StaRUG (ed. Skauradszun/Fridgen), 15th ed. 01.01.2025, C. H. Beck, 274 pages, 2025
   

2024

• Skauradszun, Dominik/Schröder, Johannes/Kümpel, JeremiasWhy a Sanction Order Pursuant to Part 26A UK CA Cannot Be Recognised in GermanyInternational Corporate Rescue (ICR) 2024, pp. 349-357 (Part One), 2024
  Skauradszun, Dominik/Böhning, SebastianDie verfahrensrechtlichen Angriffs- und Verteidigungsmöglichkeiten im StaRUG-BeschwerdeverfahrenZeitschrift für Restrukturierung und Insolvenz (ZRI) 2024, pp. 1038-1046, 2024
• Skauradszun, Dominik/Nguyen, Ngoc (2024), MiCAR, UNIDROIT Principles on Digital Assets and Private Law, and their Insolvency Principles, Zeitschrift für Vergleichende Rechtswissenschaft (ZVglRWiss) 123 (2024), pp. 261-288
• Moffatt, Paula/Skauradszun, Dominik (2024), The Jam in the Sandwich - the European Insolvency Regulation's strengths and shortcomings in a crypto-asset market, The Perpetual Renewal of European Insolvency Law (eds. Emilie Ghio and Eugenio Vaccari), 2024, pp. 64-72
• Skauradszun, Dominik/Wrede, Clara (2024), The exchange-back plan pursuant to Art. 55 para. 1 in conjunction with Art. 47 MiCAR. Art. 47 MiCAR for issuers of e-money tokens, Zeitschrift für Wirtschafts- und Bankrecht (Wertpapier-Mitteilungen - WM) 2024, pp. 669-677
• Skauradszun, Dominik/Kümpel, Jeremias/Schröder, Johannes (2024), On the missing eligibility for recognition of an English Part 26A restructuring plan in Germany, Zeitschrift für Wirtschaftsrecht (ZIP) 2024, pp. 665-677
• Skauradszun, Dominik/Kümpel, Jeremias (2024), The segregation of cryptographic instruments, crypto assets and crypto securities held in custody pursuant to section 47 InsO, section 46i KWG and section 45 KMAG-E, Der Betrieb (DB) 2024, pp. 783-789
• Skauradszun, Dominik/Schröder, Johannes (2024), Formation of Classes in German Preventive Restructuring Frameworks under the StaRUG, Revista General de Insolvencias & Reestructuraciones/Journal of Insolvency & Restructuring 12 (2024), pp. 397-412
• Skauradszun, Dominik/Wrede, Clara (2024), Claims to the MiCAR asset reserve under German insolvency law - separation or segregation law?, Recht Digital (RDi) 2024, pp. 55-61
• Skauradszun, Dominik/Schweizer, Selina (2024), Corporate Financing through Crypto Securities and Financial Restructuring in the Case of Company Distress, Nottingham Insolvency and Business Law eJournal (NIBLeJ) 12 (2024), pp. 1-24
• Skauradszun, Dominik/Wrede, Clara (2024), The reorganisation plan for issuers of e-money tokens, Zeitschrift für Bank- und Kapitalmarktrecht (BKR) 2024, pp. 19-25

2023

• Skauradszun, D., Kümpel, J., Schweizer, S., & Gramlich, V. (2023). On the effect of staking on the legal position of customers in the event of insolvency of the crypto custodian. Journal of Banking Law and Economics, 35(6), pp. 355-368.
• Skauradszun, D., Schröder, J., Kümpel, J. (2023): May institutes submit applications for self-administration and protective shield under the KWG? Journal for the entire insolvency and reorganisation law (ZInsO) 2023, pp. 1866-1874
• Skauradszun, D., Schröder, J. (2023): Restrictions of the lex fori concursus in cross-border insolvency proceedings over the assets of CRR credit institutions with examples of application. Journal of Business and Banking Law - Wertpapier-Mitteilungen (WM) 2023, pp. 1389-1395
• Skauradszun, D., Schröder, J. (2023): First commentary on § 46e KWG (insolvency proceedings in the states of the European Economic Area). Commentary on the German Banking Act with CRR, ed. Beck/Samm/Kokemoor, 231st follow-up delivery June 2023, 75 pages
• Skauradszun, D. (2023): On the segregation of (jointly) held crypto assets under the Future Financing Act. Law Digital (RDi), pp. 269-273
• Skauradszun, D. (2023): Contractual liens and pledge realisation concerning electronic securities. Archives for Civil Practice (AcP) 222 (2022), pp. 736-770
• Skauradszun, D. (2023): First commentary on sections 29, 30, 49-56 StaRUG (instruments of the stabilisation and restructuring framework; restructuring capability; stabilisation order; application; conditions; subsequent and new order; duration of order; consequences of the freeze on realisation; contractual effects; financial collateral, etc.). Munich Commentary on the StaRUG, ed. Stürner/Eidenmüller/Schoppmeyer/Madaus, Munich, 128 pages
• Skauradszun, D., Schröder, J. (2023): First commentary on section 46d KWG (notification of other states of the European Economic Area about reorganisation measures). Commentary on the German Banking Act with CRR, ed. Beck/Samm/Kokemoor, 230th follow-up delivery March 2023, 60 pages

2022

• Skauradszun, D. (2022): New edition of the commentary on Sections 46, 46c KWG (measures in the event of danger; deadlines under insolvency law and liability issues). Commentary on the German Banking Act with CRR, ed. Beck/Samm/Kokemoor, 229th follow-up delivery December 2022, 68 pages
• Skauradszun, D. (2022): Electronic securities in compulsory enforcement. Journal of Civil Procedure (ZZP) 135th volume, pp. 479-512
• Skauradszun, D. (2022): New revision of the commentary on section 46b KWG (insolvency application). Commentary on the German Banking Act with CRR, ed. Beck/Samm/Kokemoor, 228th follow-up delivery November 2022, 64 pages
• Kopp, F. (2022): The guarantor's claim to "restitution of the guarantee. Juristische Rundschau (JR) 2022, pp. 213-223