Debt Counselling – Basic Qualification (University Certificate in Continuing Education)
At a glance
- Study programme
- Debt Counselling – Basic Qualification (University Certificate in Continuing Education)
- Social Work
- Type of programme
- Continuing university education
- Standard Duration
- 9 months
- Start of study programme
- Admission Requirements
- Social workers, social education workers, and others engaged in social work or counselling who have already taken on duties in debt counselling or who would like to qualify for employment in this field.
- Language of instructions
- Application Deadline
- The deadline for applications is four weeks prior to the start of the programme.
- Specific Features
- This part-time continuing education programme is fee-paying.
What Is This Programme About?
Social workers and social education workers regularly come face-to-face with people whose expenditure and financial commitments far exceed their available income. There are now just over three million households in Germany in this predicament. In other words, one in ten households is in debt, and the number is increasing.
Sound legal knowledge and the professional counselling of private individuals in debt are becoming increasingly important matters in social work in order to ensure individuals in debt have the means to live and to avoid the accumulation of further debt, and to provide them with options for escaping the debt trap. It is crucial that the person providing debt counselling also consider the family situation of the individual in debt.
Professional debt counselling can only be provided by those who properly understand the circumstances that result in excessive debt. What circumstances in life, what critical eventscarry the risk of falling into debt or excessive debt? What actions can be taken to avoid this happening? What ways and means are available to improve the situation of those in debt and their dependents?
In the short and medium term, for example, this involves ensuring accommodation and access to a bank account and to the relevant social benefits, preventing further accumulation of debt, and improving the household budget. In the long term, the goal of debt counselling is to consolidate the finances of the individual in debt and to consider a new start financially, by entering into consumer insolvency proceedings, for example, and by applying for a discharge of residual debt.
Because debt counselling is regularly subject to changes in policy and law, those involved in counselling work are also required to be critically aware of all relevant legal and social policy aspects.
The continuing education programme in Debt Counselling provides in particular the required relevant knowledge of the law and enables students to offer professional and sound advice and support to individuals who have fallen into debt in a wide variety of circumstances.
Why Choose This Programme?
Social workers, social education workers, and others engaged in social work or counselling who have already taken on duties in debt counselling or who would like to qualify for employment in this area.
How is the programme structured?
The continuing education programme in Debt Counselling has six components. Each component begins with compulsory attendance, depending on the topic area, at a two-to-four-day introductory period of formal instruction at Fulda University of Applied Sciences. In each case, this is followed by a three-week period of independent study, in which the students work on case examples and develop solution strategies supported and moderated by the lecturers. Cases are provided, but students can also work on examples from their own professional practice. The period of independent study is supported by study materials and a user-friendly online learning platform.
On average, students should spend about 5 hours a week completingindependent study work, although the actual amount of time spent depends on their learning and working habits.
Where does it lead?
You know the circumstances that can result in the accumulation of debt. You are fully aware of the social policy and legal aspects relevant to debt counselling. You can offer sound and professional advice and support to individuals who have fallen into debt in a wide variety of circumstances.